discover student card

This card’s rewards are the same as Discover it Cash Back, but no credit history is required — 5% back on rotating categories (for up to $1,500 a quarter, then 1%) upon enrollment, then earn even more when Discover matches your cash back at the end of your first year. ” The 5% bonus categories are definitely popular types of purchases for college-aged cardholders. Discover it Student chrome card includes one of the most valuable rewards programs for students. The Discover it Student chrome card can be rewarding, especially for gas and restaurant purchases. College students looking to build credit, earn cash back, and pay no annual fee should consider the Discover It Student Cash Back. Student credit cards are a bit different than other first credit cards, because credit card issuers tend to give better offers to students than non-students in similar financial situations. It doesn’t matter if your child is in high school or in college. The Discover it® Student Cash Back card is a well-rounded card that offers college students enrolled in a two- or four-year college the chance … 1 0. Discover will periodically review your account and may offer a credit limit increase if you’ve been consistently paying on time. This is generally between 3 and 21 months for cards with such offers. The Discover student credit card limit is high compared to some cards from other issuers. Track the status of your loan anytime. The Discover it Student Cash Back Card pays 5% cash back on up to $1,500 in purchases in special categories or at select retailers that change each calendar quarter. Remember, you must enroll in the category each quarter to get the … College students. What are the best credit cards for a 700 credit score? Discover it® Student Cash Back is, in many ways, a fine standalone cash back card. (Unlike with Discover's other student card, you don't have to "activate" your bonus rewards.) The largest difference between this card and the Discover it® Student Cash Back is in their rewards. Articles on Discover it® Student Cash Back. Share. This means you can carry a balance (on new purchases) - while still paying at least the minimum payment due - but not pay interest on it until the first six months go by. The Discover it Student Cash Back credit card offers a simple rewards structure. The Discover it Student Cash Back card offers no annual fee, a generous 5% cash back on rotating spending categories, and an exceptional match of … We all know that kids and credit card can be a dangerous combination. No credit history. INTRO OFFER: Unlimited Cashback Match – only from Discover. It earns up to 2% cash back and rewards can be redeemed at any time and for any amount. With this card, you … Discover Student It Card: Pricing information including interest rates, rewards, benefits and fees was obtained on April 1, 2020 from published websites and is believed to be accurate, but not guaranteed. For example, students can get an unsecured card with rewards, no annual fee, and low fees overall—such a product doesn’t really exist for non-students with no credit history. The card details on this page have not been reviewed or provided by the card issuer. Instead of earning 2% cash back for gas and dining, you’ll earn 5% cash back on bonus categories that change every three months, or quarterly (up to $1,500 spent per quarter, then 1%; activation required). When it comes to establishing your credit history, earlier is definitely better. $500 credit limit, but I'll take it. The Discover it® Student chrome card gives you 2% back on the first $1,000 you spend at gas stations and restaurants each quarter with no other limitations. If so, you’re likely in the market for a credit card to help you pay for the important things — coffee runs, groceries, gas fill-ups, and more. Discover’s student credit cards are available to applicants at least 18 years or older, and building credit as a teen can be invaluable once it comes time to “enter the real world. The Discover it Student chrome is an attractive rewards credit card for students. Earn 5% cash back in rotating categories each quarter. With the combined generous rewards program, intro APR on new purchases and no late fee on the first late payment, it's clear to see why this Discover student credit card is among the most popular offers for college students on the market today. And getting either of the two Discover it Student cards is an excellent way to start building your credit history. The Discover student card and Citibank student credit card fall in between these two, with variable APRs of 14.24–24.24% and 13.24–22.24% respectively. The Discover it® chrome, Discover it® Secured and Discover it® Student chrome cards offer 2% back at restaurants and at gas stations, subject to a … Against everyone's recommendations, I applied for the Discover It Student Cash Back card. People also ask. Your primary responsibility as a parent is to determine first and foremost if your child is actually ready for a credit card. The bottom line: Discover Bank, known primarily for its credit cards business, launched Discover Student Loans in 2007. Overall, the Discover student card requirements aren’t too hard to satisfy. You can view and manage your student loan(s) in just a few easy steps. Get the Discover it® Student Cash Back card today. I got a pre-approval, but got denied anyway... Backdoor reconsideration line was a success! Plus, Discover … Discover it® “Student” Cards. After that, the interest rate will be 12.99% - 21.99% Variable APR depending on your creditworthiness. Discover it® Student Cash Back is a card designed for young adults, but one that has had its training wheels removed. For example, one quarter you might get the bonus rate at Amazon, Target, and Walmart, the next quarter, at grocery stores, Walgreens, and CVS. The Discover it® Student chrome is almost identical to the Student Cash Back card – except with fewer opportunities for cash back. Discover it Student Cash Back is designed for students who are building credit. Keep in … There’s also a “Freeze It” feature which allows cardholders to lock the account if the card is lost or stolen. During this period, you will not accrue any interest for whatever the specified time period is. With a good student card, you can start building credit in college — and, with responsible use, look forward to a seasoned credit profile by the time you graduate. … The cash back rewards are generous, especially for cards designed for people with little to no credit. For example, Journey Student Rewards from Capital One has a $300+ limit. See more of the best student credit cards. Like the Discover it chrome, this card is perfect for gas stations and restaurants, with 2% back on those categories up to $1,000 a quarter (then 1%), then a cash back match at the end of your first year as a new cardholder. The Discover It for Students Card also offers a 6-month 0% introductory APR on purchases for new cardholders. Discover Student Card Review. Discover student cards, like all Discover cards, also come with an array of security benefits. I have 2 HPs that aren't even a month old yet, and Discover can be touchy about that. The annual fee is $0. But if you're studying overseas, it's not a great choice. Discover recently cut a number of benefits from all of its cards, including the student cards. Manage your payments online. Still planning for midterms or finals and hitting the books as a college student? So when they call you make yourself available or tell them when you are available to speak (in case you are in a class/lab). In addition to the $20 statement credit for good grades, it matches your cash rewards at the end of the first year. The card earns 5% cash back on up to $1,500 each quarter in rotating bonus categories you must activate, such as Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal. Among them are 24/7 account monitoring and SSN alerts. Some credit card companies also offer introductory APR periods. Discover it Chrome Student Card. Access important notifications and letters online. After applying for the Discover Student credit card through their site, representatives from the company will call you to verify your application. Discover Student It Card: Pricing information including interest rates, rewards, benefits and fees was obtained on April 1, 2020 from published websites and is believed to be accurate, but not guaranteed. The Discover it® Student Cash Back is a rare beast among student cards, offering generous cash-back rewards with an annual fee of $0. My current card portfolio: American Express Cash Magnet - $15,000 CL. Also, you get 2 percent back on restaurant and gas station purchases each quarter (up to $1,000 of purchases), and 1 percent back on general purchases. The Discover it Student Cash Back is one of the best student credit cards on the market, thanks to its $0 annual fee, impressive cash back rewards rate, first-year cash back match and user-friendly terms. Student credit cards fill this niche and make it easy for young adults to get their first credit card. Discover it for Students is a student credit card that can help your child build the foundation for a good credit history. Discover can be a dangerous combination rewarding, especially for cards with such offers – only Discover. And rewards can be a dangerous combination that are n't even a old. 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